Purchasing a home of your own can be an exciting time, but before you call in the furniture removalist like Brilliance Removalists Brisbane you need to make sure that it doesn’t turn into a nightmare simply by not carrying out the necessary research to ensure all is in order. The seller is not going to tell you if there is structural damage, termite damage or if they know that a big factory is going to be built on that vacant space that looks so green and lovely right now. It is up to you to find out such things.
In addition, it is easy to fall in love with the look of the place, or something else about it to the extent that you don’t really see its faults. The paint may be peeling inside due to hidden water damage, but you didn’t notice it because you were excited about those gorgeous timber floors.
It is difficult for elderly people to get up and down stairs, whether these are inside stairs or outside. Quite a few things make it hard to get around the home and remain safe as you age. But it is sad for older people to leave a home that holds so many happy memories for them and the trend these days is to alter the home to suit them, rather than them having to call the removal company.
So if you are getting older, what renovations can you do to improve your home and ensure you won’t have to move? There are several ways to make the home not only safer, but easier to use.
When you are working out the finances of buying a home ready to apply for a loan, don’t forget to include those other costs that you will need to pay. These may be considered hidden costs because if you’ve never had anything to do with buying real estate you may not realise they even exist. It can come as a shock to know that you have to account for many thousands of dollars more than the price of the house. What are these hidden costs?
Stamp duty is one of the biggest costs and even where discounts apply it still accounts for some thousands of dollars. There are two types; duty for the transfer of the property and duty for the registration of your mortgage. The amount of the former depends on the price of the property and what state or territory it is in.
If you have bought a home or any other property, settlement or conveyancing is that time when the contracts have been exchanged and a date set for when you can move in. This is usually 42 days after the contracts have been signed, but it can vary, depending on the circumstances. For instance, if the property is vacant, the seller may agree that you can move in sooner.
Or in some cases the settlement date may not be convenient to you for some reason. In this case, you need to discuss the matter with your solicitor/conveyancer on the day you sign the contract. Once the contracts are exchanged, it is too late to change the date of settlement. However, most contracts have a clause stating that if there is a delay in settlement that is not the seller’s fault, you will have to pay interest as compensation for them not getting their money.